First of all, it is essential to know that HMO stands for Health Maintenance Organization. It represents a medical insurance group that provides health services for a fixed monthly or annual fee.
We have companies today that help their staff procure an HMO card as part of their benefits, which is another way to say they care and would like to take care of your health insurance. It is also advisable that individuals, with or without the help of a firm, secure their health insurance.
So, why is it important to sign up with an HMO?
1. It saves you money
Do you know how you’ve been finding it hard to save money for emergencies? That’s what health insurance does for you and even better. When there’s a health emergency or a need for the expensive surgery, your health insurance covers it, also though you don’t have that kind of money.
2. You get quality treatment
No need to visit that quack of a doctor down the road, because you were looking for ‘cheap’. You do not have to self-medicate either. If you have a persistent headache that won’t go away, you can run a test for free, rather than continue to pop pills that are doing more harm than good.
3. Regular Check-up
Now, you can go for a routine check-up, and if there’s anything to be detected, it would be found early and treated. A regular check-up will bring about preventive care and early detection.
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Are you looking for worthy HMOs in Nigeria? Here are a few. You should go over their plans and see which one works best for you.
● Reliance HMO
jobcenternigeria.com
Reliance guarantees you registering in 5 mins and getting access to health care immediately. They boast of affordable retail health plans and allows you to chat with a doctor wherever you are, 24/7. There’s something for everyone in their package.
● Hygeia HMO Limited
The Guardian Nigeria
They present a wide variety of plans to soothe you, your family and staff. You also get to choose the closest health care provider closest to you.
● Avon HMO
Leadership Newspaper
Once you are subscribed to their health plans, and you fall ill, suffer an accident or are diagnosed with a health condition, Avon HMO steps in to coordinate your care and pay the bills, ensuring and overseeing the delivery of quality healthcare services that will enable you to get better.
● Integrated Health Care Limited
integratedhealthcareltd.com
They boast of guaranteed customer satisfaction, affordable and flexible health plans, 24/7 call centre operation, result-oriented health care services assured and unlimited access to health care services across the country.
● AIICO Multi-Shield Nigeria Limited
They pride themselves as one of the foremost Health Maintenance Organisations in Nigeria. They guarantee a pool of resources and medical expertise to provide quality healthcare services through third-party financing and management systems.
● Mediplan Healthcare Limited
YapAce.com
They provide access to counselling on immunization services, efficient referral system through primary to secondary to tertiary levels of care, no penalty for the cost of usage and let’s not forget access to quality healthcare services.
*Disclaimer – This article reflects feedback shared in the public domain by past clients of the featured HMOs. It is not in any way an endorsement of any of the HMO listed.
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