How To Comfortably Live On A Budget As A Nigerian Youth (AIRTEL 0378 6030 2096 1578)
There is no doubt that the cost of living can be quite high for an average Nigerian. However, despite the struggles that come with being an average earner, it is still possible to live on a moderate budget comfortably.
Here is how to go about it:
- Create a plan: Managing your finances and creating a budget plan is the best way to keep track of your expenses. Budgeting helps you track how much you spend on bills and other necessities.
- Avoid unnecessary spending: Remember, you are not making enough already, so spend within your means and stay out of debt. Avoid impulse buying and practice buying things in the order of priority.
- Get a side hustle: One source of income is not advisable. If there’s anything the pandemic taught us, this should be one. As a Nigerian youth, having multiple sources of income is not bad as long as you can juggle them well.
- Be a negotiator: This is one essential skill to learn from Nigerian mothers, no wonder they know how to cater for the family with little. Learning the art of negotiation can save you thousands of naira each month in the long run.
- Buy things in bulk: This is one of the best ways to save money on your essential needs. By doing this, you will find out that you don’t have to spend money on purchasing essential needs every month.
In conclusion, if you follow most of these steps you will find that living comfortably on a budget isn’t impossible. All it takes is discipline and good planning.
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